Teacher Loan Forgiveness

Published: 1/19/2017 9:30 AM

​As an incentive to enter and continue in the teaching profession the Teacher Loan Forgiveness Program provides loan reimbursement of up to $17,500 once a teacher has completed five consecutive, full-time years of service at a qualifying low-income elementary school, secondary school, or educational service agency. The Teacher Loan Forgiveness program pays a $5,000 - $17,500, one-time only reward toward Stafford or Perkins student loans. For more details on the requirements and eligibility visit the Federal Student Aid website​.

​For a list of low-income schools, (student population above 30% low-income) please visit the Teacher Cancellation Low-Income School List.  Search under the state, then year teaching service began. The list for the current year will be entered into the federal database in April.

If the school is not included in the low income directory for the specified year, the school administrator can complete the School Verification Form for KDE approval.  This form will not be accepted unless it is completed/verified by a school or district administrator.

To begin the process, the applicant must submit a Teacher Loan Forgiveness Application to their loan provider.

Erin Sudduth
Office of Continuous Improvement and Support
Division of Consolidated Plans and Audits
300 Sower Blvd., 5th Floor
Frankfort, KY 40601
(502) 564-3791
Fax (502) 564-8149